There are some things we all strive towards when we’re investing. Wealth, sustainability, security... And no matter how much you’ve got, you can always have more. Wanting more can be good for you because it’s a powerful drive for moving forward.
Creating a 15-Year Game Plan That Will Withstand the Test of Time
There are some things we all strive towards when we’re investing. Wealth, sustainability, security... And no matter how much you’ve got, you can always have more. Wanting more can be good for you because it’s a powerful drive for moving forward.
But in order to have control over this cycle and harness your motivations, you need to know where you’re going. That is step one. Step two is working out a way to get there.
Today, we’re going to go over the process of making a game plan. If you’re following the 3-Dimensional Investment Model, you have all the ingredients to start working out a strategy for reaching your financial goals. And in this episode, we’ll show you how to mold it into a 15-year game plan that will guide your journey to long-term, sustainable wealth.
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-- DISCLAIMER: Past performance is no guarantee of future results. Any historical returns, expected returns, or probability projections may not reflect actual future performance. All securities involve risk and may result in significant losses. No communication by Boron Capital, LLC Inc. or any of its affiliates (collectively, “Boron Capital, LLC™”), through this website or any other medium, should be construed or is intended to be a recommendation to purchase, sell or hold any security or otherwise to be investment, tax, financial, accounting, legal, regulatory or compliance advice. Nothing in this episode is intended as an offer to extend credit, an offer to purchase or sell securities or a solicitation of any securities transaction.
- It's time to actually, you know, truly re-invigorate your passions. Like, you've been working for so hard for so long, and the realization is that, there's more to life, there's more to life. There's reasons why you've been putting so much time in, you were wanting to create wealth. And it's time to now take action to do that. Hey, my name is Blake Templeton, CEO of Boron Capital. This is the Solomon Investor podcast. My co-host, Zachary Morrow, VP of Investor Relations. We're here to remove the mystification of how to actually make sustainable wealth today. This podcast, this episode, is going to be tying it all together in the sense of, what got you here in your investment career, will not get you here, or you'd already be here. The realization is like, no matter how long you've been investing, trust me, I know, you want more. We all want more. We want more financially, we want more prosperity, we want more wealth, we want more sustainability, we want more certainty. And so I want to navigate you through this process. You've got to actually decide, what do I actually want? What do I actually want for my future? What is it really that I want? And then you've got to realize, however long you've worked, you've created that nest egg, you've created that net worth. We've talked about activating that net worth, protecting it and collateralizing it, and then cash flowing it. But if you don't know what you want for it, then there's not going to be big enough point to actually remove it from the market.
- Right and so, today we just want to show you, take you from where you're at, to where you're going. And if you don't know where you're going, how are you going to get there, right?
- Today is about game plan. It's time to create massive game plan. We want to actually bring you through the game plan. If a Solomon Investor knows what they want. A Solomon Investor is prepared to actually advance, take territory, build wealth, sustainable wealth. A Solomon Investor is able to rest while they invest. Why? Because they've taken control of their net worth. They've protected their net worth, and now they create cash flow. Look, we've talked about cash flow, it's so important. So today it's about, why do I need cash flow? What's my future going to have in it? Now first of all, what we're going to talk through, in a sense of what can happen, not necessarily what you want, but, it's an unprecedented time. I mean, the market is crazy. And so there's this season when you got to have extra money because there's actually what we call a famine. This is actually the time where there's a down market. Everything is not what it used to be. The golden road is not so golden any more. So you got to put money out of the market for that reason. You've got to have cash flow for that reason. And so this is just a perfect time to just talk through this. In a normal game plan conversation, we're talking about Audio One. But we're in unprecedented times. Depending on what time you're listening to this, at this current moment, the market's lost 38%. And that means that 50-50-50 plan didn't work out. When you put that money in the market for, you've been working out for 50 hours a week, for 50 weeks, for 50 years and you put all that money in the market over time. You just got a massive haircut. And this is not to make that a, as if it didn't even happen but the reality is, what we've got to do now is we've got to take action. So one reason we need cash flow, the one reason is, because we got to have sustainable income now. Like, we want to take that nest egg and go create income, and you know, you made a really good point on one of our previous episodes, which is that, you know, Bob, 64 years old, says, "You know what, I get it. I understand. "I get the Ponzi scheme idea, I get it. "I want to bring that money out of the market. "I want to create that." He slides into a three dimensional investment. And he's clearing 80,000 a year on a million dollar investment that he's got in the market. And, I mean, the reality is, if you've been, if you've been working for 40 years, you've got a chunk, and you've got to put it here. And so you've got to have that money coming back. So that in case hard times come, you've got that, the rest don't.
- Right. So I guess the first thing to look at is like, where are you at now? Right. And we use Bob as an example. Bob is very kind, to continue to be a guest and he'll probably show up on many more episodes to come.
- That's right.
- But where are you at now? Right? You were in the market, you've realized like there's a better way. There's other opportunities.
- Right.
- And now that you know, there's other opportunities that you can really have everything you ever wanted there, that everything you ever wanted in the public markets, is actually available in the private markets. There's steps to get there. So you've activated your net worth, you've pulled out of the markets, you've taken your chips off the table, you realize, okay, now I need the protection. I need the collateral, I need the cash flow. Okay, so what does that scenario look like? So, number one, it's finding an investment where they can collateralize the money, right? So that's where they're at. They, let's say, somebody starting out, I mean, Bob started with a million. Let's walk back through that real quick. And, you know, there's probably two different scenarios Bob can do, whether you can cash flow it, or you can compound it, right.
- Yeah, so on that first one, he's realizing, you know what, I need money today. I need cash flow today. Maybe he's in the retirement season and he's transitioning, so he's like I need something to replace that. Maybe it's that he's like, you know what, I need money today 'cause we're expanding our, we're bringing more people into our family or we're buying a bigger house or what have you. Like I need new monies. But if he wants cash flow, you know, we've got vehicles that produce just for example, an 8% fixed rate return. Well, that's like, he puts his money into that three dimensional investment. So it's the land, it's the business. It wraps into the lands, two different things in one, so it hedges protection of all the crazy chaos. But then the third is the platform. And it's actually a God directed platform. So he's literally put the glove on, aligned with that. And again, this doesn't have to be super spiritual. This is just realizing that, you know what, if God created money, Solomon came from the Bible. You'd go back to the ancient principles of Solomon. The Solomon way and follow those principles. And the number one, which is the third dimension is God directed. It's a God directed environment. It's a God directed investment. It's a God directed season in the middle of the chaos of where to put that money. The platform, whether that's you going and becoming the platform, or someone like us, who have done this, you know, for 14 years. 300 plus transaction, not one single investor's lost money. But that would be option number one. That you could go into, for instance, an 8% fixed rate return, set it and forget it, and that money just spits out cash flow. So for Bob, you know, 64, maybe he's got a million dollars, as a nest egg. It's $80,000. His nest egg never changes, doesn't go up, it doesn't go down. But he's spitting off $6,333 every single month.
- Right, so he's created cash flow. So the alternative might be somebody that's not in the same position maybe like that guy, I'm guessing is probably closer to, Bob's closer retirement. He's in retirement. He knows, I want my net worth to be translated into dollars today. I need to realize gain. Is there ways for somebody else who's like, "Well, I don't, I'm still working full time. "I don't need the cash flow today." And what are options like in that same example? Are there alternatives?
- Yeah, so option number two is that he says, "You know what? That fixed rate return 8%, "that looks fantastic. "But I want to go the compounded route." Which what that means, is he's actually compounding that money every year in the private sector. Again, it actually doesn't go down 'cause it's locked in at the amount that he has, but the 8% fixed is continually compounding on top. So what we like to do is a 15 year game plan. Instead of doing the stock market route, which is, you know, a lifelong plan forever, which never ends, which means you never get it out, which means you die with it all being the market. That doesn't make sense. We need a game plan that actually can stand the test of time. So let's just say you didn't have to get that money out, and you're a little younger or you're older, and you just have the funds available and you don't need it all right now. You put that in what we call a compound interest. Compound interest. Now, you can do it for smaller amounts of time. You can do it for five years. But I want to give you the power of a 15 year plan. On 15 years, that 8% is added. So let's just say on $100 you add 8%, it's $108. Then, now it's on $108, you add 8% and then now on the next one, you add 8%. And on the next day at 8%. Well, this ends up over 15 years becoming 217% return on investment. That's crazy. That's like 14.87% annualized. So because you went into a three dimensional investment, because it didn't do this, you didn't gain and then lose and gain, gain, gain and then lose and then gain then lose and gain, gain, gain, gain and then lose. You actually locked it in. And this is like an ATM machine just spitting out money and every time you got money, you put it back in. Every time you got money, you put it back in. That is a compound investment.
- Well, and that's the key difference, right? 'Cause you've probably heard compound interest before, but you've been sold it on a so called appreciating asset and there wasn't cash flow. So you guys know as a Solomon Investor, you have to have cash flow. It is a key ingredient. On this specific example, you're saying it's still earning 8% cash flow. But I'm actually just reinvesting the cash flow until the time in which I wanted to start having that income come to my pocket.
- Right.
- Right. So it's not just betting on an appreciation, it's not--
- Big difference.
- There's real production, there's a real business producing real dollars. And you're adding that back into your principle.
- So we've talked about the volatility in the market that you may need it for that. Now let's get to the fun part. And this is what really happens in life, is we don't ever get to this part.
- Right.
- We leave our money up here in the abstract land, and you never get down to, why did you work 50 hours for 50 weeks or 50 years, like why? The realization was that you wanted more in life. You wanted to actually thrive in life. You want to grow and expand. So remember, what got you here, won't get you there. And there's a gap right here. And we just now fixed the gap. The gap was, you wanted to actually have more income. So you could go do these things. Let's just process what can you do now. I'll take you through one of our investors. He had, his is similar to Bob's story, but he had, he's just fixing to retire right now. And he's waiting for his company, he's been with for over 40 years, he's waiting for them to actually, you know, give him the offer. And you know what that means. That means if you take the offer, then you get a little bit of extra, and you can, you know, take your pension, take your 401, your IRA, whatever you got, and then go. But he'll gets some extra, maybe a year's worth of pay or something like that. So he's waiting for that offer. But I sat down with him and he's like, "Man, I don't know what I'm going to do, "for the rest of my life. "Like, I just don't know. "And my wife doesn't want me at home. "I got to go do something." And so, you know, she's like you should go back to work. And he's like I don't want to go back to work. I just got out of work, that's the whole point. Now I might like, I might go do a little work for fun but like I don't want to go back to---
- You don't have to work for work's sake.
- I don't go work for work's sake. I don't go to the, at the real world again, I just did the real world thing, I want to go play. I want to go impact and legacy and I don't even know what that means. He's that fish out of water. He's like that the idea that you know, he'd been doing something for so long. What we call the natural condition of man.
- Yeah.
- Where basically, you just fall asleep and become machine. So we sat down it's like, man, I just started dream building with him. I mean, what do you want? Well, what could you do for purpose? Where do you feel there's like justice not being done. What would you like to go do for fun, if you could do anything? Where are the things in, with your wife that you could just go play, if you had a little extra money and you had a little extra time? What kind of vacations would you go on? What would you do that could literally bring happiness to your wife or to your kids or to your grandkids? What are those things that are in your past that you regret that in this season, a little money, a little time, you could go redeem?
- Right. Yeah.
- I mean, there's so much there. And that's why it's so important to build that game plan.
- Yeah. Well, and, it's just so powerful, because all of a sudden, you get to call a timeout on your future.
- Yeah, man.
- Like, it's not the same hamster wheel.
- Right.
- You get to, you know, escape the rat race if you will. And you don't feel trapped, always wondering if there's going to be an up and down in the market. And if I'm going to be protected over here now, then I'm over here in a three dimensional and I'm cash flowing, I can have peace of mind, knowing I'm fully collateralized.
- Right.
- So I can actually have like, twice this good. You're going to get twice as good sleep at night, when you know, you have something protecting your money.
- Yeah.
- And then you know, like, I'm getting a paycheck. Not that I had to go work for but that my money went and worked for me. Right, and it wasn't just I got a distribution from my money, and now my money is dwindling away. It was no, my money is still set.
- It's still invested.
- That's good.
- And I'm getting a check. I mean, you can it's the dream, right? Where you're on vacation with the family, right? It's the wife, it's the kids, it's the grandkids and you are out maybe, you know, somewhere fun and enjoyable. You know, I know, for me, you know, my family, we love going out to the beach and different things like that. And while you're there, experiencing life, creating memories, creating legacy, you actually have a paycheck still coming in. That was produced.
- So good, yeah.
- Yeah. Like what would it feel like? And just imagine, like imagine what that would feel like to know, like, I didn't show up to work today.
- You just said feel, like that's a big thing he wasn't doing. When I was meeting with him, he wasn't feeling. He hadn't been given the opportunity to feel. Like he was told what to do for so many years. And now he's ready to go like, and be empowered and take ownership of it. Like it was time to realize that he actually could be and do it for him specifically, I'll give you some deeper insight. And this might be similar to your situation, which is, you know, what he had in the market, would produce about eight, excuse me, what he had in the market, when he took it out of the public sector, put it into the private sector. So he activated that net worth. He then protected it, and then cash flowed it. This amount was going to be about $8800. About $8800. And he wanted about 1500 bucks more than this. Well, he was up age, that he could take Social Security. But for him to take Social Security, that got tricky. He couldn't make more than $1700. Sorry $17,000 a year. So he wanted a little bit more money and he didn't want to lose the Social Security, 'cause that kind of defeats the purpose you're putting the money in.
- Right.
- So he realized I could make 17 grand, get my Social Security, have my $8800 nest egg paid out every month. This is like a business. Like he just took the net worth, that was useless in the public market, in the stock market, activated it, protected it, controlled it, protected it, cash flowed it, and now he's like, I literally can go make about 15 hundred bucks a month for fun. So we just started playing this idea, what would you do,
- What would you do?
- for 1500 bucks for fun? And so we threw out ideas like, maybe I go back to carpentry that I did 30 years ago. Maybe I go back to like, I don't know, creating stuff and then selling it. And we just got being goofy and he realized, man life is about so much more than work. Life, he was going to continue working and leave that money in the market because he just didn't know what he could do with it. So my challenge for you, is like you got to go see how much you got. And then you got to talk to someone who actually knows what you can do with it because remember what got you here, won't get you there. He was here. He needs to be there. And he had enough income to get him there. To go experience all the joys of life.
- Yeah.
- He just didn't know how to put it all together.
- And, you said put it together, I was just literally thinking it's like, imagine having all the pieces to a car. And if you could just get in that car and get it running, you'd be in a new vehicle that could take you where you wanted to go. Without being able to put the pieces together, you can't go there. So he had all the resources he needed to achieve what he actually wanted to achieve. But the current vehicle, where he was currently at couldn't deliver it. So again, what got him there, wasn't going to get him to the next thing. He had to make a change. He had to get in a new vehicle.
- That's so good. It's so good. And the joy that changed inside of him when he could see it on paper. I mean, he actually started believing, "My goodness, for as long as I've worked, "there actually is something tangible. "There actually is something "that I could actually call mine." I mean, he was like at 8800? Cash? Where's it coming from? Like, he's like, I've just had it in the market for so long, I've never made any money on my money. Like, it's so abstract that like my statements, my statements don't even show me how much money I actually made. And then their fees are kind of all jumbled up. And again, I don't even know how much I really got. When we you know, pull back the curtain and removed all the camouflage. And we came to a solid number that he had. And he moved it out, took control. Man, it's so empowering when you realize that number. If you take the cash flow, that number will never ever go down. It'll never go up. It'll never go down. Now it's solid. It's like in a vault. It's like in ATM that just spits out that at 8800 a month. So I'm telling you, if you haven't actually done that, if you haven't done that, we want to actually give you that opportunity to do that. It's time to actually, you know, truly reinvigorate your passions. Like you've been working so hard for so long and the realization is that, there's more to life. There's more to life. The reasons why you've been putting so much time in. You are wanting to create wealth. And it's time to now take action to do that.
- Yeah, create wealth, a sustainable future. You know, some call it financial freedom, right? You've maybe heard it called financial freedom. Maybe you've heard it called economic independence or what have you, or passive income. But the whole idea of retirement, shouldn't be I saved up for 50 years and now I live off my savings and I leave the savings somewhere where I have no control. You should gain one of those other definitions, the financial freedom. What retirement should be, and what retirement can be, when done correctly, right? It's all about doing it correctly. When done correctly, the goal then becomes, how do I replace my income,
- Yeah.
- with my investment cash flow?
- Right.
- How does my investment cash flow become my income? So if you're making $100,000 a year for 50 years, so how do I how would I create $100,000 a year in passive income? In investment income? And when you can fully replace or even beat your normal income with your investment income now you have financial freedom. Now you can retire and actually, you're living at the same quality life or higher in and through retirement without ever having to worry about your nest egg running out. It's always there protecting you in the background, but it's producing so that you can go live a passionate life into the future, right? And that's why we are all here. We were all created with a purpose. You were created with a purpose.
- Come on man.
- He's created with a purpose. I'm created with a purpose and
- Let's go!
- we should be living for a purpose bigger than ourselves. And we cannot do that when we are shackled by the problems of financial insecurity.
- Right. That's so good. So good. We want to challenge you right now to start taking ownership of creating sustainable wealth. I mean, if you're not already juiced, if you don't get some fire in your grill, if you don't have activation right now, man, you need to take another challenge that we're going to give you. But that is, you've got to cross the line. You've got to move over into the private sector. It's time. I mean, it's what you always wanted. You know, on one of the previous episodes, you'd mentioned that most people get into the public market for one reason, to start investing in the businesses. Even if you didn't even know what you're doing, 'cause you're you know, your employer took some of your, you know, said to put some money in a 401, and they matched it or something. You don't know what you're doing. But the realization is you wanted to go in and buy some pieces of businesses. And unfortunately, it's just not how it works. You're not buying pieces of businesses, you're getting a paper price of a inflated fake value and it's not even tied to the direct revenue of the business. We're talking about the opposite. We're talking about the private sector going and truly becoming, you know, partnered inside vehicles of investments, where you actually have control the real business. Real tangible business.
- Becoming a real Solomon Investor.
- A real Solomon Investor. And the Solomon Investor again, would always take control. Take control of your net worth. A Solomon Investor would always protect it. You'd never not protect it. A Solomon Investor realizes cash flow is king. Whether I need it today or I need it tomorrow. And a Solomon Investor truly wants, who's ever running the vehicle, to be God directed. Which means it's sustainable. We actually, the one who creates all things is actually blowing through it. Like this is not to be super spiritualist, this is about to be, this is about being wise. And you've worked so hard for so long since time, this is what a Solomon Investor does, you steward well, so that you can go live for this legacy, this impact. So that you can go have more in life. Like, it's truly not about going and contracting and having the fear based mindset and being content with what you have, no matter what, I'm not sure. No, it's time to go be activated. It's time to go take pride right now in all that you've done, and go make something of it. I'm writing a book right now called "The Solomon Way". "The Solomon Way" is taking all the key principles of Solomon, back in the Bible. All the deep rooted essential key elements that made him the trillionaire that we know. The one that, he's the only one who's ever been a trillionaire. Not a company being a trillionaire. Like a Google or Amazon, but a real trillionaire. An individual. And all the principles that has given him sustainable wealth. We want to actually give you that book.
- You're going to solomoninvestor.com. solomoninvestor.com/the way. And when you go there, not only are you going to be able to get the book, it is a signup, but when you sign up, you're not only going to get that book as soon as it comes out, you're going to get the digital version. And then you're also going to get live training that's going to be recorded. Private, exclusive live training that takes the principles of the book, even deeper, live with with Blake here, going through everything. And then in addition to that you're going to be getting, so we have secret chapters that aren't being released into the book. The book, we had to, we had to like dial it back down so that there was, we could fit everything inside of it, right. So we have secret chapters that we're going to be releasing, that goes deeper on the facets of running, running your business correctly. The facets of dialing in a God directed investment. The facets of how in which real estate intangible assets make sense? And so, go sign up there now thesolomoninvestor.com. Go now, the link is live and you will put your information in and you will be signed up and pre registered to have it as soon as it comes out. To include all of the additional bonuses. And of course, the bonuses are covered in more detail when you get there to the link. So go there now enjoy solomoninvestor.com.
- That's why I've got this guy here.
- /the way.
- Giving it straight. Solomoninvestor.com/
- The way.
- The way.
- Yeah.
- All right. Thank you guys so much. This has been so good for us, to actually be able to give this to you. There's more nuggets. Every single episode, we're unveiling more pieces of this. And so every single episode builds on top of every episode. Again 14 years, we've done 300 plus investments, and not one single investor's lost money. We want you to be included in that. It's time for you to join the Solomon Investor way.